Investment and Asset allocation planning

We are a full-service investment advisory firm. From actively- and passively-managed mutual funds to Exchange-Traded Funds (ETFs), we are not restricted to a limited number of investment options available in the market.

 

Fee-based Financial Planning

We offer fee-based financial planning for those clients who do not have the desire for ongoing advice and asset management. This service is based upon an hourly rate or a fixed planning fee.

 

Education Planning

Higher education is often one of the most expensive and vital investments our clients make. Saving for education should be convenient, so we select plans that allow our clients to contribute automatically on a monthly or discretionary basis.

 

Retirement Planning

As a firm, we take a long-term view of our clients’ retirement plans by creating financial roadmaps that address specific goals and objectives. Periodical reviews allow room for adjustments along the way, ensuring their finances stay on track.

 

Tax planning for retirement

We understand that tax planning changes throughout retirement and that taxation isn’t as simple as a mere tax bracket. You need a trusted guide that helps you avoid retirement surprises such as inflation, longevity, expenses and health care.

 

Estate planning

Your estate matters might not be as transparent as you think. While you may have had documents prepared to ensure the resolution of your estate runs smoothly in the event of your passing, you might not have correctly re-titled assets or updated your chosen beneficiaries.

 

Comprehensive Insurance Planning

Preparing and planning for the uncertain events that sometimes occur in life can help make the situations more manageable if they do happen.

 

Charitable gifting strategies

Gifting one’s assets or a portion of one’s income to charitable organizations is often a very personal, discrete matter. That said, seeking independent financial advice enables you to better structure your charitable gifts, so everyone involved can benefit over the long term.